Why VA Loans Are Personal To Me

Veterans deserve our best efforts. And that's why VA loans are such a personal topic for me.

For me, VA loans are personal. No, I'm not a Veteran. But many in my family have served this great country, including my father, his twin brother, and my grandfather. That's why the words "military" and "family" have always been synonymous for me.

Family History with Veterans Loans

The reason I'm so passionate about helping veterans get into homes is not because of idealism. I watched my family have their hearts ripped out by an unscrupulous lender- the kind that gives the lending business a bad name.

I was around seven years old. My parents had been driving around looking at homes when, finally, my mother spotted it. She had found her dream home. I was fortunate to have parents who truly loved each other. My father wanted to be the one to make my mother's dreams come true, and he saw a perfect opportunity to do so when they purchased her dream home. He called and set up a meeting with a local mortgage lender.

Too Good to Be True?

While the purchasing process was going smoothly, reality was about to set in. They unknowingly chose one of those lenders who give the entire profession a bad name. He made promises, manipulated facts, and was only interested in "making a sale." Unfortunately, my parents were unaware and signed away, thinking, "It's simply meant to be!" Then, their first mortgage bill arrived.

Learning from Personal Tragedy

The mortgage loan they got differed from the one they thought they signed for. Their first bill was $200 higher than they planned for. $200 a month is a lot of money today, but it was a small fortune back then. My parents couldn't afford the note, and we had to leave our "dream" home within a year. My mother was heartbroken.

Watching my family go through this changed me. When my aunt introduced me to the lending business as a young adult, I saw the perfect opportunity to do everything I could to make sure this kind of tragedy never happens to another veteran household. Veterans deserve our best efforts. And that's why VA loans are such a personal topic for me.

* Specific loan program availability and requirements may vary. Please contact your mortgage advisor for more information.

Mindful Money is a licensed mortgage broker serving Arizona, California, and Colorado, providing VA mortgages and non-qualified mortgage loans. Our streamlined process makes things easier and helps save time and money. We are fully dedicated to our clients’ financial well-being. Call today to book a consultation.