Mortgage Blog
Providing Mindful Lending to Arizona, California, and Colorado residents
Home Loans for Bad Credit and a Low-Credit Score
Borrowers with bad credit may be able to obtain a home loan. Working with a professional mortgage broker could ease your home-buying journey.
Home Buyers: Know How Much You Can Afford Before Visiting an Open House
Visiting an open house enables prospective buyers to view a property from the inside.
Looking beyond the property’s curb appeal could determine if the home has the benefits that your family needs.
5 Pros and Cons of Reverse Mortgages for Seniors
Reverse mortgage for seniors enable qualified borrowers to obtain a home loan without monthly payments.
Buying a Home Versus Renting
Learning about the benefits of buying a home versus renting is insightful. The information within could help you determine which option is best for you.
Why VA Loans Are Personal To Me
Veterans deserve our best efforts. And that's why VA loans are such a personal topic for me.
Why Brokers Are Better
As a mortgage broker, Mindful Money can help clients through the home buying process, finding the right mortgage and getting the lowest costs and best rate available.
The Importance of a Home Inspection and What to Expect
A home inspection presents a vital role in the home buying process.
The Top 5 Benefits and Myths of VA Loans
This opportunity allows our veterans, those brave people who have put their lives on the line for America, to be helped by providing access and helping them along the path to homeownership.
The Benefits of USDA Rural Development Mortgages for Home Buyers
USDA Rural Development mortgages, or USDA loans, are produced to help low- to moderate-income individuals and families purchase homes in eligible rural areas.
The Secret to Closing Tough Transactions When Feeling Stressed
The real estate business is full of stress. Deadline stress. Contract stress. Documentation stress.
How Millennial Homebuyers Can Overcome Three Major Challenges in Today's Housing Market
Most recently, researchers said a new subset of millennials—geriatric millennials—refers to older millennials born between 1980 and 1985.
How Non-Qualified Mortgage Loans Can Help Unique Borrowers
Non-qualified mortgage loans (non-QM loans) are designed to serve borrowers who do not meet the strict criteria of traditional qualified mortgages.
The Final Chapter of My Trusted Homebuying Road Map
As a mortgage broker for many years, I help clients in Arizona, California, Colorado, and Florida choose and apply for the ideal home loans for their dream homes.
My Next Three Steps Toward Homeownership
I'm a seasoned mortgage broker who helps clients in Arizona, California, Colorado, and Florida secure the best-fit loans for their dream homes.
My First Seven Steps Toward Buying My Dream Home
The act of buying a home can truly feel like scaling a mountain.
Don't Let Less-Than-Perfect Credit Get in the Way of Buying a Home
But MANY more people need help getting ready to be "credit-worthy" to buy a home and even more who could probably get a home with their current credit but don't even try.
Realtors: Manufactured Homes Can Be Affordable Home Options for First-Time Homebuyers
Manufactured housing represents about ten percent of all new single-family home starts, carving out a valuable chunk of the first-time homebuyer segment.
RELATOR ® and Seller Misconceptions about VA Loans
Many sellers who reject an offer contingent on VA financing do so because they operate under several false misconceptions, often provided by the listing agent.
How One Buyer Saved Money by Walking Away from an FHA Loan
Depending on factors like an individual's credit score and debt-to-income ratio, an FHA loan could best suit a client's borrowing needs.