Fixed-Rate Mortgage

Affordable home loans help borrowers finance ranchers, townhomes and luxury properties.

Whether you’re a first-time home buyer or an existing homeowner, a stable mortgage rate eliminates adjustments that increase your monthly payment.

Fixed-rate mortgages will not change for the duration of your loan term.

What is a Fixed-Rate Mortgage?

A fixed-rate mortgage has an interest rate that never changes. 

Unlike an adjustable-rate mortgage, which can periodically change, a fixed-rate mortgage is locked at the inception of your loan and stays the same for as long as you have the loan.

Popular Fixed-Rate Mortgage Terms   

Mortgage rates for purchase and refinance transactions are often financed with a 30-year fixed-rate mortgage.

30-year fixed-rate mortgage terms are offered for borrowers who are seeking a low monthly payment that never changes.

15-year mortgages are also popular among borrowers who want to save money on interest expenses by paying off their mortgage sooner. 

Fixed-rate mortgages are available on FHA mortgage loans, conventional mortgage loans, VA mortgage loans and USDA mortgage loans.

Get a Fixed-Rate Mortgage Loan

Financing your dream home with a stable mortgage payment could reduce your concerns about affordability issues.

After speaking with a licensed mortgage broker about today’s mortgage rates and getting pre-approved, you may qualify for a fixed-rate mortgage loan.

Mindful Money offers favorable home mortgage rates in Arizona, California and Colorado.

Schedule a call with Samantha Cooley today to discuss attractive mortgage loans.