
Mortgage Blog
Providing Mindful Lending to Arizona, California, and Colorado residents

Why Brokers Are Better
As a mortgage broker, Mindful Money can help clients through the home buying process, finding the right mortgage and getting the lowest costs and best rate available.

The Top 5 Benefits and Myths of VA Loans
This opportunity allows our veterans, those brave people who have put their lives on the line for America, to be helped by providing access and helping them along the path to homeownership.

The Secret to Closing Tough Transactions When Feeling Stressed
The real estate business is full of stress. Deadline stress. Contract stress. Documentation stress.

How Millennial Homebuyers Can Overcome Three Major Challenges in Today's Housing Market
Most recently, researchers said a new subset of millennials—geriatric millennials—refers to older millennials born between 1980 and 1985.

How Non-Qualified Mortgage Loans Can Help Unique Borrowers
Non-qualified mortgage loans (non-QM loans) are designed to serve borrowers who do not meet the strict criteria of traditional qualified mortgages.

The Final Chapter of My Trusted Homebuying Road Map
As a mortgage broker for many years, I help clients in Arizona, California, Colorado, and Florida choose and apply for the ideal home loans for their dream homes.

My Next Three Steps Toward Homeownership
I'm a seasoned mortgage broker who helps clients in Arizona, California, Colorado, and Florida secure the best-fit loans for their dream homes.

My First Seven Steps Toward Buying My Dream Home
The act of buying a home can truly feel like scaling a mountain.

Don't Let Less-Than-Perfect Credit Get in the Way of Buying a Home
But MANY more people need help getting ready to be "credit-worthy" to buy a home and even more who could probably get a home with their current credit but don't even try.

Realtors: Manufactured Homes Can Be Affordable Home Options for First-Time Homebuyers
Manufactured housing represents about ten percent of all new single-family home starts, carving out a valuable chunk of the first-time homebuyer segment.